Buying or refinancing property in the UAE can be a challenging task. We can provide you with the best mortgage and ongoing protection for your interests.
Calculate Your MortgageHelping investors & homebuyers make informed financial decisions with clear mortgage guidance.
You are in good hands with a team of highly experienced mortgage brokers who understand local banking rules and offer tailored mortgage packages for residents and non-residents alike. We have official agreements with major UAE banks and financial institutions.
Choose the mortgage type that best suits your needs
Finance your dream property with competitive rates and flexible terms
Lower your interest rate or access equity from your existing property
Finance under-construction properties with special payment plans
Build your custom home with staged financing solutions
According to the latest data revealed by Mortgage Finder, the mortgage market in Dubai has grown by 68% in the first three quarters of 2021 and 71% more than in 2019. One of the driving forces behind this boost in demand is low mortgage rates, which were reduced to 3.7% compared to 5.2% in 2019.
Additionally, LTV was reduced by the Central Bank for first-time buyers by 5% just last year. To attract more investors, the DLD announced in September 2021 that the minimum amount required to apply for a 2-year residence visa through investment was reduced to AED 750K from AED 1M.
Using the services of our mortgage brokers team you can buy off-plan or ready property in any emirate or get construction or land finance at the lowest rates.
In order to meet the eligibility criteria for obtaining a mortgage in the UAE, you must be a UAE national or resident and be above the minimum age restriction as set by the lenders.
Regarding the required monthly income amount, it is recommended to contact professional mortgage consultants beforehand to ensure alignment with the latest bank policies and to verify eligibility criteria.
We provide comprehensive mortgage solutions tailored to your unique situation
Access to extensive network of banks and financial institutions ensuring you get the best rates and terms available in the market
Completely free mortgage consultation and processing services with no hidden charges or upfront fees
Streamlined application process with pre-approval in as little as 48 hours through our efficient system
Dedicated mortgage consultants with years of experience in UAE property market to guide you every step
Access to the most competitive interest rates and flexible payment plans from multiple lenders
100% transparent process with no hidden fees, secure document handling, and full regulatory compliance
Get your mortgage approved in 4 simple steps
Fill out our simple online form with your basic information and mortgage requirements
Receive pre-approval from multiple banks within 48 hours with competitive rate options
Provide required documents and our team handles all bank coordination and paperwork
Complete the process and get your keys with full support until handover
Calculate your monthly mortgage payments based on current UAE bank rates and regulations.
Additional costs typically include:
Contact our mortgage advisory team for a detailed cost breakdown specific to your situation.
Interest Rates: The interest rates shown (3.49%, 3.99%, 4.79%) are indicative only and subject to change. Actual rates depend on your profile, bank policies, and current EIBOR rates. Please consult with banks for current rates.
Fees & Costs: The mandatory costs shown (DLD Transfer Fee, Mortgage Registration) are based on current government regulations. Additional bank fees, valuation costs, and insurance vary by institution and property value. Life insurance is often required by banks and varies based on age, health, and loan amount.
Eligibility: Mortgage approval depends on various factors including income, existing debts, credit history, and age (typically age + loan term ≤ 65-70 years). This calculator provides estimates only.
Professional Advice: Contact our mortgage advisory team for a detailed cost breakdown specific to your situation.
Connect with our expert mortgage consultants today. We'll help you navigate the UAE mortgage market and secure the best rates for your property investment—completely free of charge.
Get Free ConsultationDisclaimer: All information including project details, prices, and availability is subject to change and provided for informational purposes only. Information displayed is based on data supplied by developers. For the most up-to-date details, please contact us directly.
